What applies before you join
Before you create an account, our terms explain what you may access, how records are kept, and when we may restrict a wallet or login. Malaysia law can differ by state, device location, and personal status, so access and eligibility depend on local law and are
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available where local law permits. We do not ask you to rely on assumptions from friends, chat groups, or copied pages; the wording on this page is the version we apply when handling your account. If a rule changes, we update the relevant clause and may
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ask you to accept it again before continuing. Payment names such as Touch 'n Go, GrabPay, Boost dan FPX appear here only to explain how legal records connect to your wallet.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.